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Credit line on UPI

Unlock new revenue streams with Credit line on UPI

Accelerate your time to market with our all-in-one platform and for seamless scalability through UPI. Experience a robust, adaptable, and modular solution that empowers you to quickly launch your products.

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Supercharge your go-to-market with our all-in-one platform

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Most comprehensive Credit Stack built for UPI scale
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Versatile Credit Line for modern lending products, including embedded lending
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Single platform, multi-product architecture
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Accelerate GTM by almost 50%
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Built on M2P Core Lending Suite, that caters to a variety of use cases
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Pluggable merchant components for customer acquisition through merchant partners

What does M2P’s Credit Platform Offer?

M2P's unified platform automates all banking procedures and eliminates manual interaction. Everything you need under one platform.

Automated Reconciliation

No-code Loan Origination System (LOS)

Data Warehouse & Analytics

Full-fledged Loan Management System (LMS)

NPCI certified UPI product

Revolving Credit Line Management System

Business Rule Engine (BRE) with pre-connected Surrogates

Loyalty & Rewards

API/ SDK plugins for customer acquisition via partners

Fraud & Risk Management System (FRM)

How it Works?

M2P's unified platform automates all banking procedures and eliminates manual interaction. Everything you need under one platform.

how it works

Why M2P Fintech?

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Future- ready Credit Stack for evolving
business landscape

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Reduced customer acquisition &
technology ownership cost

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Core Lending Suite that offers wholistic
lending framework

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Unified accountability yielding most
effective operational SLAs & monitoring

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Future- proof your investment with co-
lending & co-branding opportunities

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Multiply customer value with M2P’s product
cross-sell platform

Trusted by the best

Hear what our clients say

Virender Bisht

Virender Bisht

Co-founder & CTO

Niyo Solutions Inc

Niyo, in partnership with M2P Fintech and our partner bank, launched its successful Niyo Global Credit Card.

NBFC

Lending

Shalini Warrier

Shalini Warrier

Executive Director

Federal Bank

M2P Fintech is an integral part of our Bank’s strategy for collaboration with FinTechs, in the area of credit cards.

NBFC

Lending

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Certified. Compliant. Secure.

ISO 27001 Compliance
ISO 22301 Compliance
PCI-DSS Compliance

Ready to Get Started ?

© 2025 M2P Fintech

Report vulnerabilities of reportbug@m2pfintech.com

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